The following items will be necessary to complete your loan so make sure you have them available when applying for a home loan:
If applicable the final purchase agreement for your house.
Evidence of your Las Vegas mortgage payment or Las Vegas rental payment, such as a canceled check.
Debt information i.e. credit card and loan account numbers and names of the creditors.
All Bank account information with statements of the last 2 months.
Each person on the applications must have their pay stubs, with year-to-date earnings and last 30 days. These must be typed originals that have the employer and employee’s information on them.
Each applicant needs last year’s W2 and 1099. Your personal and business tax returns for the previous two years and year-to-date profit and loss statement will be needed if you are self-employed.
If a relative is giving you a monetary gift then an irrevocable gift letter is needed.
|